john.koski@mcleodkoski.com 6001 N. Adams Rd., Suite 201, Bloomfield Hills, MI 48304

Our Products

Comprehensive coverage for individuals, families, and businesses across Michigan.

Business Insurance

We look forward to talking with you about how the following products will benefit your business:

  • Business Property Insurance
  • Commercial General Liability
  • Worker's Compensation
  • Business Auto
  • Data Breach Insurance
  • Commercial Umbrella
  • Employee Practices Liability
  • Specialty Programs
  • Professional Legal Liability
  • Directors & Officers Liability
  • Trustee & Fiduciary Liability

Auto Insurance
Boat & Watercraft Insurance

Based on the information that you provide, we will find a comprehensive policy to protect you and your vehicles, boat, and watercraft. Whether you purchase or lease, we'll tailor coverage specific to you and your family's needs.

Homeowners, Condo & Renters Insurance

We can bundle a Homeowners, Condo, or Renters Policy along with other insurance policies, or provide it as a stand-alone. A Homeowners Insurance Policy typically covers:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a limit)
  • Living expenses in case of a disaster
  • Liability
  • Supplemental policies:
  • Valuable Articles / Floater policies (jewelry, furs, art)
  • Flood policies
  • Umbrella policies (additional liability)

Life Insurance

Plan for your future and the future of your loved ones.

  • Term Life — Provides protection for a specified period. Sometimes convertible to permanent coverage, giving you flexibility as your needs change.
  • Whole Life — Permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified.
  • Universal Life — Permanent coverage with flexible premiums, face amounts, and unbundled pricing. Savings, premiums, and death benefit can all be adjusted as circumstances change.

Group Insurance & Employee Benefits

There are many options available, and we are ready to explain the good, the better, and the best for you — not only for your life now, but looking forward to your future needs.

  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Voluntary / Payroll Deduction Plans
  • Group Life Insurance
  • Long Term Disability
  • Short Term Disability
  • Cafeteria Plans / Section 125 Plans

Quick Links

Medical & Medicare Supplements

  • Individual Medical
  • Temporary / Short Term Policies
  • Medicare Parts A & B Supplements
  • Medicare Part D / Prescription Drug Programs

Disability & Long Term Care

  • Individual Disability (Non-Cancelable)
  • Disability Buy Out
  • Nursing Home / Long Term Care Policies
  • Income Replacement / Short & Long Term Disability

Have Questions About Coverage?

Our team of specialists is ready to help you find the right protection.

Contact Us Today